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Handheld Smart Terminal

Join the 30,000+ businesses leveraging Kurv

Mobile Payment Solutions for Businesses on the Move


Accept credit card payments anywhere with Kurv’s mobile payment solutions. Built for food trucks, contractors, market vendors, event sellers, and any mobile service providers who run sales away from a fixed location.

🔒 Secure, simple, and quick application process.

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Take Mobile Payments Anywhere Your Business Goes

Mobile payments only work if they move with you. Kurv handles connectivity, checkout, and hardware, so you can focus on the sale.

Connectivity That Holds Up

Reliable mobile payments over cellular or WiFi. Capture every sale, whether you’re in a parking lot, on a job site, or between stops.

Flexible Customer Checkout

Contactless, QR codes, payment links, and e-invoices. Give every customer a fast, hassle-free way to check out, no matter what they’re holding.

No Bulky Hardware

Start with just your phone using Tap to Pay, or add a Handheld Smart Terminal when the job calls for it. No drawers, cables, or clutter.

Mobile Payment Processing for On-the-Go Sales

Plenty of businesses sell beyond the four walls of a shop. Whether you’re at a customer’s house, at a roadside booth, or running a hybrid retail setup, Kurv gives you several ways to take payments on the go, all tied to a single merchant account.

Tap to Pay

Accept contactless payments using just your iPhone or Android phone.

  • No additional hardware required
  • Built-in security and privacy features
  • Easy to activate inside the Kurv merchant app
Accept Payments Your Way

QR Code Payments

Custom QR codes that customers scan and pay from their phone. Built for pop-ups, booths, and signage of any size.

  • Display on tablets, kiosks, or printed materials
  • Print on receipts, posters, or product tags
  • Post directly to your social channels
  • Link to a single product, category, or your full storefront
Optimize for Scalability & Flexibility

Text to Pay

Text an SMS payment link and get paid in seconds. Your customer opens it on their phone and pays right away. No app to download or account to set up.

  • Send links individually or in bulk
  • Generate one-time or recurring links
  • Automate payment reminders to keep cash flow predictable
Safeguard Every Sale

Mobile Invoicing

Use digital invoices for larger jobs, recurring billing, or any situation that requires more structure than a one-off charge.

  • Best for higher-ticket payments and transaction recording
  • Collect from vendors, contractors, and clients on-site or in the field
  • Set automatic reminders and status alerts
Safeguard Every Sale


Add the Handheld Smart Terminal When the Job Needs More


The Kurv Handheld Smart Terminal is a wireless, lightweight payment device designed for businesses that need to accept Tap to Pay, chip, and swipe payments on the go.

  • Wireless and portable, built for use outside the storefront
  • Connects easily to your existing setup
  • Accept contactless, chip, and swipe payments with one device
  • Ideal for farmers’ markets, mobile spas, service trucks, and event vendors


Run Your Mobile Business From One Kurv Account


Mobile payments don’t need to run through a separate app or processor. Every transaction is handled in a single Kurv merchant account, along with your reporting, invoicing, and other business tools.

  • Real-time transaction reporting
  • Customer & employee management
  • Invoicing and payment links
  • Recurring billing setup
  • Mobile POS (mPOS) App

Integrations That Work With Your Mobile Setup

Connect Kurv mobile payments to the accounting, scheduling, CRM, and eCommerce tools you already run. No rebuild required.

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Simple, Transparent Pricing for Mobile Businesses

Three clear processing models. No monthly fees. No setup fees. No annual fees. Get paid the next business day.

Swiped

2.50%

+ $0.10

Visa
MasterCard
Discover

Keyed & Online

2.90%

+ $0.25

Visa
MasterCard
Discover

Zero Fee Processing

you pay

0%

Cardholder pays

3.95%

Visa
MasterCard
Discover
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Processing more volume? Interchange Plus and High Volume Discounts are available upon request.

How It Works

01

Quick Start

Tell us about your business, select hardware, and continue to full app.

02

Complete Application

Fill out your details, review pricing, and digitally sign the application.

03

Rapid Verification

Connect with Finicity to skip doc uploads & complete fast KYC.

04

Receive Approval in Minutes

Accept payments online instantly or as soon as you get your terminal.

05

Merchant Tools & Support

Access your portal for reports. We’ll ensure everything runs smoothly.

The Kurv Advantage

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Straightforward Pricing

Our transparent, competitive pricing model is built to give you complete clarity.

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Easy Approvals

Our advanced underwriting technology enables approval in as little as one business day.

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English & Spanish Support

Get help in English or Spanish, from application to ongoing support.

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Seamless Integration

Connect your account in a few clicks for a smooth setup.

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24/7/365 Support

Our dedicated support team is readily available whenever you need it.

Next-Business-Day-Funding

Your sales are deposited into your bank account the next business day, so you can plan cash flow without the wait.

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We love working with our rep! You can ALWAYS count on him to pick up his phone and resolve any concerns or questions in a timely manner. You will not be disappointed!

20+ Years of Partnership

Championed growth with support and insight at every milestone.

Future-Ready Hardware

Whether dip, tap, swipe or scan, accept flexible payment options.

Secured Digital Gateway

Kurv’s PCI-compliant gateway ensures transactions are seamless.

What Our Clients Say

Quick Help

My terminal was fried from a power surge. They quickly resolved the issue sending me a new terminal for the next day.

DA

Great Customer Service and Experience!

Great customer service. The entire process was smooth from beginning to end. I am very thankful and grateful for them.

EA

Quick and easy submission

My request and form submission got handled quickly and smoothly. Thank you!

KR

The attention was very good

The attention was very good. I felt very comfortable in the whole setup. Very professional.

TE

Highly recommend

Highly recommend! Got my company merchant up and running immediately.

PR

Great Experience Since Day One!

Great experience since day one! Seamless payment processing and customer support!

ER

Frequently Asked Questions

How much does mobile payment processing cost?

Kurv pricing offers three processing models: Swiped at 2.50% + $0.10, Keyed & Online at 2.90% + $0.25, and Zero Cost Processing at 0% to the merchant with a 3.95% cardholder-paid fee. There are no monthly, setup, or annual fees. Final rates depend on your business type and are confirmed during your application.

How fast can I start accepting mobile payments?

Most mobile businesses are approved in as little as 24 hours through Kurv’s instant onboarding and approval process. Once you’re approved, you can accept payments right away using Tap to Pay or as soon as your Kurv Handheld Smart Terminal arrives. Deposits hit your bank account the next business day.

Can I accept mobile payments without buying hardware?

Yes. Tap to Pay is included free with every Kurv merchant account and turns your iPhone or Android phone into a contactless card reader. You can also accept payments through Text to Pay links and QR codes without any hardware. 

Do I need a separate merchant account for mobile payments?

No. Mobile payments run through the same Kurv merchant account as your in-person, online, and recurring payments. Through the Kurv merchant portal and app, you can accept payments on the go and track all of your transactions from a single dashboard.

What happens if I lose service or WiFi during a sale?

Kurv processes payments in real time over cellular or WiFi, so a connection is needed to complete the sale. If you lose both signals, the transaction can’t be captured offline. Once service is restored, you can run the payment again.

Can I switch from my current mobile payment processor to Kurv?

Yes. Many Kurv merchants switch from another processor, and the onboarding process is designed to make the move easy. Check out our detailed guide on switching merchant services, where you can also upload your current processing statement for a free rate review. Kurv will show you exactly how much you can save before you sign anything.

Start Accepting Mobile Payments in 24 Hours

Apply online in minutes. Get approved in as little as 24 hours. Accept your first mobile payment as soon as your account is active.

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Join the 30,000+ businesses leveraging Kurv