Load-tested with over 300,000 merchant applications
Earn Recurring Revenue from Merchant Referrals
Turn your business relationships into revenue—even when a merchant falls outside your service model. Refer them to Kurv for payment processing and earn recurring commissions, without taking on any operational work.
How Kurv’s Merchant Referral Program Works
When you partner with Kurv, you earn without the operational work. Send us the lead, and we’ll handle approval, onboarding, and ongoing support. Once the merchant starts processing, you earn recurring revenue for as long as they stay active.
Automate lead handoff with our online referral form or use an API integration
Submit a referral through our form or connect your CRM to Kurv—either way, leads are automatically routed to our sales team with real-time notifications.
End-to-end merchant lifecycle management
From underwriting to support, Kurv handles everything after the referral—you can stay involved or simply refer and let us take it from there.
Get paid monthly for every active account
Once a merchant starts processing, you earn uncapped, recurring commissions for as long as the account remains in good standing—turning referrals into predictable monthly revenue.
Track Every Referral in Real Time
See exactly where your leads stand, and what you’re earning, all in one dashboard.
Kurv’s partner dashboard gives you full visibility into your pipeline. Track every merchant from submission to approval to active processing. Monitor commissions as they accrue, without spreadsheets or guesswork.
- Referral status
- Merchant processing activity
- Monthly commission earnings
- Total revenue generated from your referrals
What Makes Kurv The Ideal Merchant Referral Partner
Kurv’s merchant referral program is designed to generate revenue without adding complexity to your operations. You refer. We handle the rest, and you get paid.
Who We Commonly Partner With
This program is built for anyone with strong business relationships who can recommend better payment solutions. Whether you’re helping clients reduce costs, improve functionality, or get more reliable support, Kurv lets you monetize those conversations while delivering real value.
Below are just some of the industries and professionals we partner with:
Payment processors who can’t serve every lead
Web developers and eCommerce agencies
Managed Service Providers and IT consultants
CPAs, bookkeepers, and accounting firms
Business consultants & advisors
Industry-specific consultants
Get Started in Three Steps
Quick Start
Apply with a single form—applications are reviewed quickly, and we follow up within one business day.
Set Up Your Referral Process
Submit referrals through our online form or connect your CRM via API.
Start Referring
Start sending merchants our way and track referrals, approvals, and commissions in your partner dashboard.
Have questions before you apply?
Our partnership team can walk you through how the program fits your business.
WI
William “Mike” Jepson
Owner, XWeb Pros LLC
SO
Soo Lim
CPA, Business Owner
SO
Ross Parker
COO, Converged Telephony Networks
Frequently Asked Questions
How does Kurv’s merchant referral program work?
Submit a referral via API or form. We handle underwriting, onboarding, and approval. Once the merchant begins processing, you earn recurring monthly commissions.
What types of merchants can I refer?
You can refer any business that needs payment processing, including credit card processing and ACH. Kurv supports a broad range of industries and maintains a market-leading approval rate by evaluating each merchant individually.
How much can I earn from referrals?
Commission rates are based on merchant processing volume and account profitability. Specific rates depend on your partnership agreement and the revenue share percentage granted. During onboarding, we’ll walk you through your commission structure—recurring and paid monthly.
What is the difference between a referral program and an ISO program?
Referral partners send leads to Kurv. We own the merchant relationship and handle all operations. You earn recurring commissions without managing accounts or providing support. ISO partners sell, close, and manage merchant accounts directly—you own the portfolio and operational responsibility. Our ISO program is designed for experienced sales organizations. Visit the Kurv ISO Agent Program page to learn more or speak to our ISO program team.
Do I need technical resources for API integration?
Yes. API integration requires development resources to connect your CRM to Kurv’s platform. Kurv provides documentation and technical support. Don’t have technical resources? Don’t worry! You can use our custom online referral form with no technical setup required.
Who handles merchant support after the referral?
Once you submit a referral, Kurv handles merchant support, compliance, onboarding, and ongoing account management.
Ready to Turn Your Connections Into Revenue?
Start earning recurring commission from every merchant referral—apply in minutes.
Join the 30,000+ businesses leveraging Kurv