Load-tested with over 300,000 merchant applications
A Unified Payment Platform Built to Scale With You
The Kurv Merchant Portal is an all-in-one, omnichannel payment platform built to grow with your business — from your first sale to every location after.
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Built for Businesses at Every Stage
Unlock More From the Same Account.
Access an ecosystem of tools starting at $0 and scale up or down as your needs change.
Less Admin. More Automation.
Automated invoicing, recurring billing, and accounting integrations reduce manual admin and keep payments moving.
One dashboard. Zero Complexity.
Manage inventory, staff permissions, fraud protections, and multi-location performance from one simple dashboard.
One Unified Platform. Growth on Your Terms.
Start free and scale at your pace with a platform that adapts to your business needs. No lock-in, no surprises.
Start
$0.00
per month + $0.00* Txn fees
For new businesses ready to get paid.
- Merchant Dashboard
- Virtual Terminal
- Mobile App
- Apple / Google Pay
- POS Link
- Reporting
- Dual Pricing
Build
$9.95
per month + $0.10 Txn fees
For growing businesses tired of chasing payments.
All Start Features, Plus:
- Customer Management
- Invoicing
- Recurring Billing
- Analytics
- Terminal
Most Popular
Scale
$29.95
per month + $0.05 Txn fees
For physical businesses ready to operate smarter.
All Build Features, Plus:
- QR Code Payments
- Surcharging
- Employee Management (3 users incl, $5/addt’l)
- SMS Payments (+$0.02/txn)
- Inventory Management
Perform
$59.95
per month + $0.05 Txn fees
For higher-volume, multi-location, and B2B operations.
All Scale Features, Plus:
- ACH Payments
- Quick Shop
- Bulk Payments
- Fundraising Campaigns
- QuickBooks / Xero Connect
- Multi-Location Management (5 locations incl, $10/addt’l)
- Level 3 Processing + $0.15/txn
A la Carte Add-Ons
Not ready to upgrade? Add any features individually from $5-$25/month.
BUILD ADD-ONS
$5/mo each
Customer Management, Invoicing, Recurring Billing, Analytics, Terminal
SCALE ADD-ONS
$10/mo each
QR Code Payments, Surcharging, Employee Managment (3 users incl, $5/addt’l), SMS Payments (+$0.02/txn), 3DS Security (+ $0.15/txn),Inventory Management
PERFORM ADD-ONS
$25/mo each
ACH Payments, Quick Shop, Bulk Payments, Fundraising Campaigns, QuickBooks / Xero Connect, Multi-Location Management (5 locations incl, $10/addt’l), Level 3 Processing + $0.15/txn
START Plan
Start Taking Payments Today For Free.
No hardware. No monthly fees. Everything a new business needs to start getting paid from day one.
- $0 Monthly Fee — No upfront costs, ever
- Protect your margins without raising your prices with Dual Pricing
- Accept Apple Pay and Google Pay on your smartphone, no card reader required
- Connect your existing POS and start accepting every payment method your customers prefer
*Free plan requires a Kurv merchant account. Sign up takes minutes.
BUILD Plan
Better Billing. Better Business.
Built for growing service businesses and freelancers who are tired of manual admin work eating into their time — and their cash flow.
- Automate collections and get paid on time with bulk invoicing & recurring billing.
- Build stronger relationships with integrated customer management solutions.
- Real-time analytics that show you exactly what’s driving your revenue.
- Keep every invoice, payment, and client record automatically updated in one dashboard.
SCALE Plan
Every Dollar Protected — Every Workflow Optimized.
For mid-sized retailers, restaurants, and businesses with physical locations that are ready to operate smarter, move faster, and protect every dollar.
- Protect every transaction and keep chargebacks off your books with 3D Secure.
- Turn text messages into payment requests with SMS Payments. Just send a link, and your customers handle the rest.
- Inventory management keeps your shelves synced in real-time, so you never oversell.
- Keep your team organized and your operations secure with employee management tools.
- QR Code payments speed up checkout by reducing long lines.
PERFORM Plan
Complex Operations, Made Simple.
Tailored for multi-location franchises, B2B merchants, and high-volume businesses where every dollar, every location, and every transaction counts.
- Reduce interchange costs on corporate and government transactions with Level 3 Processing and ACH.
- Sync transactions with QuickBooks or Xero to automate reconciliation and reduce errors.
- Manage shifts, control access, and keep your team organized with employee management.
- Multi-location management puts every store and dashboard in a single, unified view.
- Turn your inventory into a shareable digital pop-up shop in minutes. No website or developer needed.
No Hardware. No Problem.
The Kurv Merchant App turns your iOS or Android device into a complete mobile POS, so you can take payments at markets, pop-ups, tables, or anywhere your business takes you.
No hardware needed
Your phone is the terminal.
Let customers tap their phone or card directly on yours. No dongle, no extra hardware — just your device and a payment in seconds.
On-the-Go Sales
Scan. Pay. Done.
Take your QR codes anywhere you set up — generate unique codes per event, product, or campaign, and let customers check out straight from their devices.
Hardware Optional
Want hardware? We’ve got you.
Connect Kurv’s modern POS terminals to your Merchant Dashboard for capabilities that extend beyond payments.
Your whole business, in your pocket.
Download the Kurv Merchant App to tap to pay, scan QR codes, and manage sales from one place. No extra hardware needed to get started.
Explore What Kurv Merchant Portal Can Do
Dive deeper into the features that power your business
The Kurv Advantage
Start With Just Your Phone
No card reader or extra equipment needed — just your iOS or Android device.
Fast Payouts
Same-day or next-day deposits, every time.
Multiple Languages Supported
Available in English, Spanish, Dutch, and French.
One Unified Platform
Payments, invoicing, inventory, and analytics — all under one login.
Works With What You Have
Fully compatible with your existing terminals and card readers.
No Lock-In
Month-to-month, no contracts. Upgrade, downgrade, or cancel anytime.
DA
Dale Robertson
EA
Eva Diek
KR
Kristal
TE
Terry Randle
PR
Pro Wrap Movers LLC
ER
Eric Manning
Frequently Asked Questions
Is the START plan really free?
Yes. The Kurv Merchant Portal’s START plan is $0/month — open a free Kurv merchant account and start accepting payments the same day.
What happens if my business outgrows its current Kurv plan?
Upgrade anytime across Kurv’s four pricing tiers — START, BUILD, SCALE, and PERFORM — directly from your Kurv Merchant Portal account. Or add individual features as à la carte modules from $5–$25/month. No contracts, no lock-in.
Can I add features without upgrading my full plan?
Yes. Every feature from BUILD through PERFORM is available as an à la carte add-on from $5–$25/month — upgrade directly from your Kurv Merchant Portal account anytime.
Can I cancel my subscription anytime?
Yes. You can cancel your Kurv merchant portal and mobile app subscription at any time — cancelling your subscription does not close your Kurv merchant account.
Do my customers need to download an app to pay?
No. Your customers can pay via Apple Pay, Google Pay, or card entry as they normally would. No account login or registration required.
How fast is Kurv to set up?
You can set up your Kurv Merchant Portal the same day. Open your Kurv merchant account, access the Kurv Merchant Portal and mobile app immediately, and start accepting payments right away — in-person, mobile, or online.
Your Business Is Ready. Is Your Payment Platform?
Join thousands of merchants who’ve unified their payments on Kurv.
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