Join the 30,000+ businesses leveraging Kurv
Get Paid in Seconds With Text to Pay
Send a text. Get paid instantly. Kurv’s Text to Pay makes every payment request as easy as sending a text — no app download or account registration required for your customers.
🔥Free terminal options for new customers!
🔒 Secure, simple, and quick application process.
SMS Payments Built for Faster Cash Flow
Get Paid in Seconds, Not Days
Customers tap the link and pay as soon as they receive the text. Authorization is instant, with funds in your account as soon as the same day.
Stop Chasing Payments You Already Earned
Late payments usually come down to one thing: customers forget. A text message meets them where they already are, so they can pay in the moment.
Run Your Business From Wherever You Are
Every field job, phone call, or after-hours quote is an opportunity to get paid. Send a text from the Kurv Merchant Portal anywhere you have a signal, and get paid.
Send a Payment Request by Text. Get Paid in Seconds.
Your customer gets the text, taps the link, and pays. The whole transaction runs on a hosted payment page that supports Apple Pay, Google Pay, and card entry. No app, no login, nothing between them and checkout.
- Apple Pay, Google Pay, or card entry. Customers pay with the digital wallet they already use or the card they have on hand.
- Universal smartphone compatibility. Works on every smartphone with no compatibility checks or device limitations.
- No app, no login, no registration. Customers pay without creating an account, downloading anything, or remembering a password.
- One-time, recurring, and batch sends. Use payments by text for one-off invoices, ongoing service contracts, or large customer batches.
- Secure, PCI-compliant checkout. Customers land on a hosted payment page that handles card data, encrypts it in transit, and is backed by Kurv’s built-in fraud and chargeback protection. You never touch sensitive info.
- Real-time payment confirmation. You’re notified the moment the payment clears, with full visibility inside the Kurv Merchant Portal.
Send
Merchant sends payment request from Kurv Merchant Portal
Receive
Customer gets SMS with secure payment link
Pay
Customer pays with Apple Pay, Google Pay, or card
Get Paid
Funds clear, merchant notified instantly
Built for Small Businesses That Collect Payments on the Move
Wherever the sale happens, Kurv Text to Pay fits the moment. Service calls, recurring contracts, catering pickups, mobile retail booths, bar tabs, all paid with a single text.
Build Your Perfect Point of Sale Ecosystem
Mix and match hardware to fit your flow and build a checkout experience that works for your space, your staff, and your customers.
Works With the Tools You Already Use
Kurv integrates with the systems you already use to run your business, allowing for real-time, two-way syncing of customers, invoices, and payments. You can also use API access for custom builds and advanced integrations.
Get Approved and Start Accepting Payments in 24 Hours
Tell us about your business, select your hardware, and continue to the full application.
Fill out your details, review pricing, and digitally sign the application.
Connect with Finicity to skip document uploads and complete fast KYC.
Accept payments online instantly or as soon as you receive your terminal.
Access your portal for reports. We’ll ensure everything runs smoothly.
What Comes With a Kurv Merchant Account
Kurv’s Text to Pay service is built for U.S. small businesses that want to get paid faster without trading away support, transparency, or flexibility.
DA
Dale Robertson
EA
Eva Diek
KR
Kristal
TE
Terry Randle
PR
Pro Wrap Movers LLC
ER
Eric Manning
Frequently Asked Questions
How does Kurv Text to Pay work?
Send a payment request from the Kurv Merchant Portal, and your customer gets an SMS with a secure link. They tap, pay with Apple Pay, Google Pay, or a card, and the payment is authorized instantly.
Do my customers need to download an app or create an account to pay?
No. Customers tap the link and pay on a secure, hosted page using Apple Pay, Google Pay, or card entry. No app, no account, no friction.
What plan do I need to send Text to Pay through Kurv?
Kurv Text to Pay is included on the Scale plan ($29.95/month) and higher. Processing rates and merchant account fees apply separately.
Can I use Kurv Text to Pay for recurring billing or batch sends?
Yes. Kurv Text to Pay supports one-time, recurring, and batch payment requests, all delivered via SMS.
How fast do I get paid with Kurv Text to Pay?
Same-day and next-day payouts are available for qualifying merchants, depending on your account profile and eligibility.
Is Kurv Text to Pay secure?
Yes. Every transaction runs through a PCI-compliant, encrypted payment page with built-in fraud and chargeback protection.
Send a text. Get paid in seconds. All from one Kurv merchant account.
Join the 30,000+ businesses leveraging Kurv