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Handheld Smart Terminal

Join the 30,000+ businesses leveraging Kurv

Field Service Invoicing Software and Payment Processing

Accept payments on-site and send invoices from anywhere. Kurv offers a unified merchant account built for skilled trades. Whether you run a handyman service, HVAC company, or landscaping team, you get invoicing and payments in one place, with no extra software and no disconnected systems.

🔥 Free terminal options for new customers!

🔒 Secure, simple, and quick application process.

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PCI Certified

The Payment Processor Built for Field Service Invoicing

Field service businesses waste countless hours chasing unpaid invoices. Customers forget. You follow up. They pay late. The cycle repeats. And your cash flow suffers.

Kurv’s invoicing tools are built directly into your merchant account, not bolted on as a third-party integration. Send invoices from the Kurv Merchant Portal or the Kurv Merchant App, and customers pay via email or an SMS Text to Pay link. No customer app download required.

  • Send single, batch, or recurring invoices by email or SMS
  • Customizable invoice templates to match your business branding
  • Customer records and invoice history are tracked in one dashboard
  • Customers pay with Apple Pay, Google Pay, or a card — no login required
  • Real-time invoice status tracking — see what’s sent, viewed, paid, or overdue

Get Paid the Moment the Job Is Done

Field service businesses need payment options that work on the job site. Kurv offers two options: Tap to Pay for phone-based collection and the Kurv Handheld Smart Terminal for crews running dedicated hardware.

Turn Any Phone Into a Checkout

Tap to Pay works on any NFC-enabled phone. Customers simply tap their card, phone, or wearable, and the payment is completed. No customer app downloads or account registration required. Every technician has access via a single business account with full transaction encryption.

Accept Payments Your Way

Smart Hardware for Field Teams

The Kurv Handheld Smart Terminal accepts EMV chip, swipe, tap, and contactless payments. Compact, durable, and built for daily field use. Every terminal connects to your Kurv merchant account with real-time tracking across technicians, locations, and jobs. Qualifying merchants get same-day or next-day payouts.

Recurring Billing for Maintenance Contracts and Service Agreements

Recurring work is supposed to mean recurring income. Instead, most field service businesses spend every billing cycle issuing invoices, chasing payments, and patching over the gap when customers pay late.

Kurv’s recurring billing automates the entire process. Configure the service contract once, set your billing frequency, and every future invoice is issued automatically with a direct pay link. No manual follow-up needed on your end.

One Merchant Account for Invoicing, Payments, and Business Tools

The Kurv Merchant Portal and Kurv Merchant App bring invoicing, customer management, reporting, and payment acceptance into one place, accessible from a browser or your phone. You also get analytics, virtual terminal access, and dual pricing, all built to help field service businesses run more efficiently.

Invoice

Customer Management

Track records, invoice history, and outstanding balances alongside your payment activity.

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Analytics

Monitor revenue and payment activity across all technicians, locations, and jobs from one dashboard.

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Virtual Terminal

Accept payments over the phone or at your desk, included on every plan.

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Dual Pricing

Display cash and card prices transparently to encourage lower-cost payment methods.

Works With the Tools You Already Use

Kurv slots into the systems you already trust. Accounting tools like QuickBooks and Xero, CRMs, scheduling platforms, dispatch software, and other business apps all stay aligned, so your team isn’t stuck reconciling data across disconnected tools.

Logos of integration tools Kurv uses

Get Approved and Start Accepting Payments in 24 Hours

01

Quick Start

Tell us about your business, select your hardware, and continue to the full application.

02

Complete Application

Fill out your details, review pricing, and digitally sign the application.

03

Rapid Verification

Connect with Finicity to skip document uploads and complete fast KYC.

04

Receive Approval in Minutes

Accept payments online instantly or as soon as you receive your terminal.

05

Merchant Tools & Support

Access your portal for reports. We’ll ensure everything runs smoothly.

Ready to Simplify Field Service Payments?

Kurv is built for field service businesses that want fast approval and a simple setup process.

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Scalable Service Model

One platform that grows with your business, whether you’re adding jobs, technicians, or locations.

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Easy Pricing

Clear, competitive pricing so you always know exactly what you’re paying.

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Secure Payments

Every transaction is PCI-compliant and protected by built-in fraud and chargeback protection.

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Quick Approval

Get approved in as little as one day with our proprietary underwriting technology.

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Seamless Integration

Plug-and-play connections for the tools you already use, plus custom builds for more complex setups.

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24/7/365 Support

U.S.-based customer support in English and Spanish, any day, any hour.

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This is the Local Zip Owner.

“They can make our processing work seamlessly. They don’t waste time telling us what we want to hear. They treat us the way we hope to treat our customers.”

43% Growth in Net Sales

Sales climbed 43% in the first five years since partnering with Kurv.

10x Faster Payments

Kurv’s advanced tech increased payment speed more than tenfold.

90% Issues Resolved Remotely

90% of Issues were solved remotely in a matter of minutes.

What Our Clients Say

Quick Help

My terminal was fried from a power surge. They quickly resolved the issue sending me a new terminal for the next day.

DA

Great Customer Service and Experience!

Great customer service. The entire process was smooth from beginning to end. I am very thankful and grateful for them.

EA

Quick and easy submission

My request and form submission got handled quickly and smoothly. Thank you!

KR

The attention was very good

The attention was very good. I felt very comfortable in the whole setup. Very professional.

TE

Highly recommend

Highly recommend! Got my company merchant up and running immediately.

PR

Great Experience Since Day One!

Great experience since day one! Seamless payment processing and customer support!

ER

Frequently Asked Questions

How does Kurv work as a field service invoicing system?

Kurv is a payment processor with built-in invoicing. Every merchant account comes with the Kurv Merchant Portal and Kurv Merchant App, so you can send invoices, take in-person and mobile payments, and track everything in one place. No extra software. No integrations to configure.

What Kurv Merchant Portal plan do I need for field service invoicing and payments?

Field service invoicing and recurring billing are available on the Build plan at $9.95/month. Processing rates and merchant account fees apply separately. See Kurv Pricing for more information.

Can I use Kurv for recurring billing on maintenance contracts?

Yes. Through the Kurv Merchant Portal, you can set up your service contract schedule once — monthly, quarterly, or annually — and invoices are sent to customers automatically. Customers pay via email or an SMS Text to Pay link, with no app download or account creation required.

Does Kurv help manage customers and invoices in one place?

Yes. The Build plan and above includes customer management within the Kurv Merchant Portal. You can track customer records, invoice history, and outstanding balances alongside your payment activity — all in one account. No separate CRM or billing tool needed for most field service workflows.

Does my customer need to download an app or create an account to pay?

No. Kurv invoices are paid via email or an SMS Text to Pay link using Apple Pay, Google Pay, or card entry. No customer account or app is required. Tap to Pay requires only a contactless card, phone, or wearable tap. Your customers do not need to register to pay a service invoice.

How fast do field service businesses get paid with Kurv?

Same-day and next-day payouts are available for qualifying merchants. Payout timing depends on your account status and eligibility. For most qualifying field service businesses, funds are deposited the same day or the following business day.

Invoicing, on-site payments, and recurring billing — all in one merchant account.

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