Join the 30,000+ businesses leveraging Kurv
Contractor Invoicing Software with Built-in Payment Processing
Kurv combines invoicing software and payment processing in one place. Built for contractors across HVAC, plumbing, electrical, roofing, landscaping, and other trades. Send invoices, accept payments, and get paid faster from one merchant account.
🔥Free terminal options for new customers!
🔒Secure, simple, and quick application process.
Built for Contractors Who Need More Than Invoicing Software
One merchant account for invoicing and payments
Stop paying for separate invoicing software and payment processing. Kurv puts both in one account, with one login, one bill, and one settlement source.
Get paid for every type of job
One-off invoices, milestone payments on bigger projects, and recurring billing for service contracts. Kurv handles all three.
Less time chasing payments
Send invoices in minutes, automate reminders, and let customers pay through a secure link.
Bill Every Job, Project, or Milestone in Minutes
Send invoices fast and get paid faster. Kurv’s contractor invoicing software handles single invoices, batched invoices across multiple jobs, and recurring invoices for ongoing work. Customers pay via a single secure email link: no login, no app download, and no account creation.
Kurv invoices accept the payment methods your clients already use:
Visa, Mastercard, American Express, Discover, ACH bank transfers, Apple Pay and Google Pay
What’s included:
Auto-bill maintenance plans, retainers, and service agreements
Billing the same client every month for a maintenance plan, retainer, or service agreement doesn’t need to be manual. Set the schedule once, and Kurv handles the rest.
- Auto-bill on monthly, quarterly, or annual cycles
- Auto-charge a stored payment method or auto-send a payment link
- Failed payment retry logic, so one failed payment doesn’t hurt your cash flow
Collect Payments On the Job Site or In the Office
Kurv supports in-person and remote payment collection through a single merchant account. Some jobs need to be paid before you leave. Some clients want to hand you a card on the spot. Either way, it runs through the same account.
Tap to Pay
Take a card payment directly from your smartphone, with no extra hardware. Available through the Kurv Merchant App, ready the moment your account is approved.
Get FREE
Most Popular
Handheld Smart Terminal
A wireless smart terminal that works wherever the job is. Accept EMV chip, contactless, and digital wallet payments anywhere, from the job-site truck to the office counter.
Get 1 FREE per location.
FREE
Virtual Terminal
Take card payments by phone or in the office through any web browser. No hardware required, included with your Kurv merchant account.
Fraud and Chargeback Protection on Every Transaction
Each Kurv payment runs through PCI-compliant infrastructure with built-in fraud detection and chargeback prevention. One-off invoices, milestone payments, or recurring service contracts — Kurv protects every payment the same way.
One merchant dashboard for jobs, customers, and payments
The Kurv Merchant Portal and App put invoicing, customer management, reporting, and payments in one place, whether you’re at your desk or on the job. Analytics and dual pricing are included.
- Customer Management: See every client’s full history at a glance: records, invoices, outstanding balances, and payment activity on one profile.
- Analytics: Monitor revenue and payment activity across all jobs, customers, and locations from one dashboard.
- Dual Pricing: Display cash and card prices transparently to encourage lower-cost payment methods.
Contractor billing software that works with QuickBooks & more
Kurv’s contractor billing software integrates with the accounting and project workflows you already use. QuickBooks, Xero, CRMs, and project management platforms stay aligned, so your team isn’t reconciling across disconnected systems.
Payment Processing for Contractor Trades
Every trade runs its own way. Click yours to see how Kurv’s payment processing fits.
Electrical
Handyman
HVAC
Landscaping & Lawncare
Plumbing
Build Your Perfect Point of Sale Ecosystem
Mix and match hardware to fit your flow and build a checkout experience that works for your space, your staff, and your customers.
Get Approved and Start Accepting Payments in 24 Hours
Tell us about your business, select hardware, and continue to the full app.
Fill out your details, review pricing, and digitally sign the application.
Connect with Finicity to skip document uploads & complete fast KYC.
Accept payments online instantly or as soon as you get your terminal.
Access your portal for reports. We’ll ensure everything runs smoothly.
Ready to Simplify Contractor Billing & Payments?
Kurv is built for contractor businesses that want fast approval and a simple setup process.
Quick approval
Get approved in as little as one day with our proprietary underwriting technology.
Scalable service model
One platform that grows with your business, whether you’re adding jobs, technicians, or locations.
24/7/365 support
U.S.-based customer support in English and Spanish, any day, any hour.
Transparent pricing
Clear, competitive pricing so you always know exactly what you’re paying.
Seamless integration
Plug-and-play connections for the tools you already use, plus custom builds for more complex setups.
Secure payments
Every transaction is PCI-compliant and backed by built-in fraud and chargeback protection.
DA
Dale Robertson
EA
Eva Diek
KR
Kristal
TE
Terry Randle
PR
Pro Wrap Movers LLC
ER
Eric Manning
Frequently Asked Questions
What’s the difference between contractor invoicing software and a payment processor?
Most contractor invoicing software stops at sending the invoice. You still need a separate processor to collect the money, and you pay for both. Kurv puts invoicing inside your merchant account, so you get one login, one bill, and one settlement source.
How much does Kurv cost for contractors?
Kurv’s invoicing capabilities are available starting on the Build plan at $9.95/month. Processing rates and merchant account fees are separate from your plan fees. See Kurv’s Pricing for more details.
Does Kurv integrate with QuickBooks and other accounting tools?
Yes. Kurv connects to QuickBooks and other major accounting platforms, so invoice data, payment status, and settlement details sync to your books without duplicate entry.
Can independent contractors and 1099 contractors use Kurv?
Yes. Kurv’s invoicing software for independent contractors supports general contractors, independent contractors, and 1099 contractors. The application is mostly self-serve, and most low-risk contractor businesses are approved quickly.
How fast can I start sending invoices?
Most low-risk contractors are approved within days, sometimes the same day. Once approved, you can set up invoicing in the Kurv Merchant Portal and send your first invoice immediately.
Is Kurv invoicing secure?
Yes. Kurv is PCI DSS compliant with built-in fraud and chargeback prevention. Customers pay through a secure email link, no login or app required, and every transaction runs through certified infrastructure.
Do my customers need to download an app or create an account to pay?
No. Your customers can pay through a secure link sent via SMS or email, no login, no app download, and no account creation required.
Less time billing. More time on the job.
See if Kurv is a fit for your contractor business.
Join the 30,000+ businesses leveraging Kurv