Join the 30,000+ businesses leveraging Kurv
Virtual Terminals for Credit Card Processing
Turn your computer into a fast, secure payment terminal—accept payments by phone, in the office, or at home with just a browser.
🔒 Secure, simple, and quick application process.
A Smarter Way to Handle Card-Not-Present Transactions
Streamlined Set Up
No extra hardware required—all you need is a computer and Wifi for safe and easy payment processing.
Safeguard Your Data
Kurv protects your business from fraud and chargebacks while securing cardholder data with powerful built-in features and add-ons.
Next-Gen Tech, Old-School Service
Stay organized with centralized business performance insights. Track key metrics & inventory levels to drive growth.
Accept Payments Remotely—Without a Physical Terminal
Virtual terminals let you securely process card-not-present transactions. Instead of traditional point-of-sale terminals, you can accept credit cards, debit cards, and even eChecks as long as you have internet.
Simple, Secure Card Payments by Phone
Fill out the quick online checkout with your customer’s card details, process in seconds, and send a receipt right away.
- Send receipts by email or SMS
- Fast approval for seamless transactions
Law Practices
Home Services
Dental Offices
Event Planners
Photographers
Easily Process Payments from Emails
Use your virtual terminal to capture cardholder details from email invoices or payment forms. You can also send a secure payment link for quick customer checkout.
- Email digital receipts and invoices instantly
- Automate recurring billing cycles
- Securely store card details for faster future payments
B2B Suppliers
Professional Services
Medical Practices
Agencies
Freelancers
A Reliable Backup for Any Situation
Keep business moving if your POS hardware goes down by processing payments directly online.
- Process sales without terminals or card readers
- Use from any internet-connected device
- Stay operational during outages or peak traffic
- Supplement your efforts with an additional way to check out
Restaurants
Retail Shops
Event Vendors
Trade Show Booths
Mobile Businesses
Securely Process Mailed-In Payments
Manually enter card details from mailed checks or order forms to capture payments quickly.
- Accept both one-time and recurring mailed-in orders
- Customize workflows for different product or order types
- Reduce errors with built-in verification tools
Catalog Retailers
Subscriptions
Government Offices
Membership Organizations
Nonprofit Organizations
Brick-and-Mortar Businesses We Support
Kurv supports brick-and-mortar businesses across various verticals and unique payment requirements.
Integrate With Any Business Platform
We partner with leading companies to connect your virtual terminal to advanced inventory management software, tools, and CRMs.
Never Miss a Payment
Eliminate failed payments from expired or reissued cards with an account updater. Refresh stored card details in real time, helping you reduce declines and capture more recurring revenue.
Smart Fraud Protection
Block fraud before it costs you. Set customization rules and monitor unusual activity to stop suspicious transactions in real time.
The Kurv Advantage
Secure Customer Vault
Safely store card-on-file details for faster repeat transactions.
Centralized Dashboard
Process payments, track invoices, and access detailed transaction histories from any device.
Quick Approvals
Get approved within 24 hours through our proprietary underwriting technology and start selling ASAP.
No Hardware Dependency
Remove the need for card readers or physical terminals to make a sale.
Seamless Compatibility
Operates from any browser and connects with your existing platform, accounting, or ecommerce tools.
24/7/365 Support
Our dedicated on-call client success team and user-friendly self-service tools are here whenever you need them.
Competitive Rates Without Compromise
Online
2.90%
+ $0.25
+0.60%
IC+ and Volume Discounts
Dr. Nick Sienkiewycz
Simply Health Chiropractic
“I’ve chosen a processor that will make it so that I can dedicate more of my time to my patients.”
10+ Dedicated Years with Us
A committed rep keeps them up-to-date with PCI and HIPAA regulations.
$0 Hardware Upgrades
Ensures they are always using cutting-edge payment technology.
24/7/365 Full-Service Support
A devoted team of support specialists standing by 24/7/365.
What Our Clients Say
Quick Help
My terminal was fried from a power surge. They quickly resolved the issue sending me a new terminal for the next day.
DA
Dale Robertson
Great Customer Service and Experience!
Great customer service. The entire process was smooth from beginning to end. I am very thankful and grateful for them.
EV
Eva Diek
Quick and easy submission
My request and form submission got handled quickly and smoothly. Thank you!
KR
Kristal
The attention was very good
The attention was very good. I felt very comfortable in the whole setup. Very professional.
TE
Terry Randle
Highly recommend
Highly recommend! Got my company merchant up and running immediately.
PR
Pro Wrap Movers LLC
Great Experience Since Day One!
Great experience since day one! Seamless payment processing and customer support!
ER
Eric Manning
Frequently Asked Questions
Do I need special equipment to use a virtual terminal?
No, you don’t need special equipment outside an internet-connected device.
Is the virtual terminal secure?
Yes, Kurv’s virtual terminals maintain full PCI DSS Compliance, meaning we adhere to a strictly defined set of security standards to protect cardholder data.
Can I use the virtual terminal as a backup if my card terminal stops working?
Yes, as long as you have internet access, you can manually input your customer’s card info into your virtual terminal.
What kinds of businesses use Kurv’s virtual terminals?
Businesses that can accept payments without a traditional register, such as remote retailers, freelancers, service providers, phone sales teams, and more, benefit from using a virtual terminal.
How long does it take to get my virtual terminal set up?
Pending final underwriting review, most businesses can get their virtual terminals up and running in 24 hours.
Payments You Can Trust, Peace of Mind You Deserve
Start accepting payments instantly
Join the 30,000+ businesses leveraging Kurv