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Handheld Smart Terminal

Join the 30,000+ businesses leveraging Kurv

The QR Code Payment App Built for Modern Businesses


No hardware, no hassle. Kurv’s app makes QR code payments faster, safer, and more efficient. Give customers control over how they pay—and accept payments in-store, on-site, or remotely with a simple scan.

🔥Free terminal options for new customers!

🔒Secure, simple, and quick application process.

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Kurv Trustpilot
PCI compliant
QR code payment app display on phone

A Smarter Way to Handle QR Code Payments

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Quick to Pay

Generate payment QR codes in seconds. Customers scan, confirm, and complete checkout faster than traditional card swipes, with no app downloads, account registrations, or logins required.

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No Hardware Required

Your smartphone is your payment system. No terminals to purchase, maintain, or troubleshoot.

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Faster Processing

Funds settle quickly with streamlined digital payments, so customers can pay directly without being sent to another website or service.

The Smart Way to Handle Modern QR Payments

Scan-to-Pay for In-Person Checkout

Display static QR codes at the counter or on tables, or generate dynamic codes with pre-filled amounts for specific transactions. Customers scan and pay in seconds—all without touching your device. Perfect for tableside service, mobile checkout, or any face-to-face payment scenario.

person scanning QR code with phone camera to pay at a coffee shop

QR Invoices & Remote Payments

Send payment links via text or email with embedded QR codes, or display them on your website, print ads, and flyers to drive online orders. Perfect for invoicing, quotes, service calls, and collecting payments remotely. Customers pay on their schedule, you get notified instantly, and there’s no need for follow-up calls or payment reminders.

example invoice with QR code payment option

Digital Receipts + Real-Time Reporting

Every QR payment generates an automatic digital receipt and logs instantly to your dashboard. Track sales patterns, monitor payment methods, and access complete transaction history from anywhere. No manual entry, no reconciliation delays—just clean, organized financial data.

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Features That Boost QR Code Payments

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Fast, PCI-Compliant Security

Bank-level encryption and PCI compliance protect every transaction, so you never store sensitive payment data. Your customers’ information stays safe, and your business stays protected.

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Advanced Technology & Automation

Process payments smoothly with smart routing, automatic reconciliation, and real-time fraud protection designed to keep transactions fast and secure.

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Supports All Modern Payment Methods

Accept credit and debit cards, digital wallets, and ACH through a single QR code. Customers pay how they prefer, while payments are managed centrally in one platform.

Businesses That Trust Kurv QR

Kurv supports QR code payments for businesses across various verticals and unique payment requirements.

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Bars, Pubs & Lounges

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Quick Service Restaurants

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Coffee Shops

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Food Trucks

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Event Planners

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Convention Centers

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Hospitals & Clinics

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Pharmacies

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Pop-up Restaurants

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Contractors

Connect With the Tools You Use


Integrating your payment systems streamlines operations, giving you a unified view of transactions, inventory, and customer data in real-time.

Handheld Smart Terminal

Simple, Transparent Retail Pricing. No Fluff.

Tap to Pay

2.50%

+ $0.10

Visa
MasterCard
Discover
Amex

+1%

QR code payment

2.90%

+ $0.25

Visa
MasterCard
Discover
Amex

+1%

Zero Fee Processing

you pay

0%

Cardholder pays

3.95%

Visa
MasterCard
Discover
Amex
Badge Icon

IC+ and Volume Discounts

How The Kurv QR Payment App Works

01

Create Your QR Code

Generate unique QR codes for specific amounts directly from your Kurv dashboard or mobile app.

02

Share or Display Anywhere

Print codes for in-store display, send them via text or email, or show them directly on your device’s screen.

03

Customer Scans & Pays

Customers use their phone’s camera to scan, select their payment method, and confirm—no app download required on their end.

04

Track & Manage Payments

Payments appear instantly in your dashboard with complete transaction details, automatic receipt delivery, and real-time settlement tracking.

The Kurv Advantage

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Boost Customer Loyalty

Increase revenue with customized gift cards and rewards programs tailored to your shoppers’ preferences.

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Straightforward Pricing

Competitive and transparent pricing models so you know what you’ll pay.

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Easy Onboarding

No sales call required to sign up today.

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Quick Approval

Get approved in as little as 1 day with our proprietary underwriting technology.

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Simple Integration

Effortlessly connect your account for a seamless, hassle-free setup.

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24/7/365 Support

Get support on your terms with our on-call client success team.

What Our Clients Say

Quick Help

My terminal was fried from a power surge. They quickly resolved the issue sending me a new terminal for the next day.

DA

Great Customer Service and Experience!

Great customer service. The entire process was smooth from beginning to end. I am very thankful and grateful for them.

EA

Quick and easy submission

My request and form submission got handled quickly and smoothly. Thank you!

KR

The attention was very good

The attention was very good. I felt very comfortable in the whole setup. Very professional.

TE

Highly recommend

Highly recommend! Got my company merchant up and running immediately.

PR

Great Experience Since Day One!

Great experience since day one! Seamless payment processing and customer support!

ER

Frequently Asked Questions

Is Kurv’s QR code payment system secure?

Yes. All transactions are encrypted and PCI-DSS compliant, meeting the same security standards as traditional card terminals. Payment data is tokenized, so sensitive information never passes through your devices or gets stored by your business.

Do customers need an app to pay by QR code?

No. Customers simply use their phone’s built-in camera to scan the QR code, which directs them to a secure payment page. They can pay with any major credit card, debit card, or digital wallet without downloading anything.

Can I use QR codes for recurring or subscription payments?

Yes. Kurv allows you to set up recurring payment QR codes for subscriptions, memberships, and regular billing. Customers scan once to authorize, and future payments process automatically on your specified schedule.

Which devices support the Kurv QR payment app?

The Kurv QR payment app works on iOS and Android smartphones and tablets, as well as any desktop or laptop computer with a web browser. For customers paying, any device with a camera and internet browser can complete payments—no special hardware or downloads required.

How do QR code payments differ from mobile tap payments?

QR payments don’t require NFC hardware or close-proximity contact. Customers can pay from several feet away or even remotely via a sent code. Tap payments require an NFC-enabled terminal and the customer’s device to physically touch or come within inches of the terminal.

Does the Kurv QR code payment app work offline?

Merchants can display saved QR codes without an internet connection to accept payments on the spot. However, payment processing requires the customer to have connectivity, and transactions will complete and sync to your dashboard once you’re back online.

How fast can I set up the Kurv QR payment app?

Once you have a Kurv account, setting up the payment app only takes a few minutes. Just download the Kurv app and verify your business details.

Can QR payments be integrated with my POS system?

Yes. Kurv offers integrations with major POS platforms and inventory management systems. QR payments sync automatically with your existing sales records, inventory counts, and accounting software for seamless business operations.