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KurvPay customer testimonials

Join the 30,000+ businesses leveraging Kurv

Smart Pricing for Smarter Businesses

Join the merchants who switched to Kurv and now enjoy lower fees, clear rates, and the confidence of no surprises.

Swiped

2.50%

+ $0.10

Visa
MasterCard
Discover
Amex

+1%

Keyed & Online

2.90%

+ $0.25

Visa
MasterCard
Discover
Amex

+0.60%

Zero Cost Processing

you pay

0%

Cardholder pays

3.95%

Discount Options Available

Keep More of Every Sale

badge with percentage sign in middle

Interchange Plus Discounts

You pay a small fee above interchange.

Continued savings

High Volume Discounts

If you process a lot, you get better rates.

What You’ll Save with Kurv

  • Flat Rate

    Visa
  • AmEx

    Amex
  • Batch

  • Voice/ARU

  • AVS

  • Early Termination Fee

  • Monthly Minimum

  • Monthly Access

  • Data Breach Protection

  • PCI Non Compliance

Kurv
  • 2.50% + $0.10

  • 3.50% + $0.10

  • $0.00

  • $0.00

  • $0.00

  • $0.00¹

  • $0.00 –$25.00²

  • $0.00

  • $0.00

  • $0.00 – $79.00³

pax
  • from 2.79% + $0.15

  • from 3.50% + $0.10

  • $0.10 – $0.30

  • $0.75 – $1.00

  • $0.10 – $0.15

  • $195 – $495

  • $10.00 – $50.00+

  • $10.00 – $75.00

  • $10.00 – $25.00

  • $25.00 –$79.00

*This pricing is for low risk accounts. Based on MCC, different rates may apply.

1. While there’s no traditional Early Termination Fee, there may be a fee for not returning rented equipment in the amount of $395.

2. Monthly Minimum only applies to underused or idle accounts. If your account activity results in discount charges in excess of $25, your monthly minimum is waived.

3. If your business completes the PCI Compliance Checklist, then this fee is waived.

  • Flat Rate

    Visa
  • AmEx

    Amex
  • Batch

  • Voice/ARU

  • AVS

  • Early Termination Fee

  • Monthly Minimum

  • Monthly Access

  • Data Breach Protection

  • PCI Non Compliance

Kurv
  • 2.90% + $0.25

  • 3.90% + $0.30

  • $0.00

  • $0.00

  • $0.00

  • $0.00¹

  • $0.00 –$25.00²

  • $0.00

  • $0.00

  • $0.00 – $79.00³

pax
  • avg 3.49% + $0.30

  • avg 3.50% + $0.30

  • $0.10 – $0.30

  • $0.75 – $1.00

  • $0.10 – $0.15

  • $195 – $495

  • $10.00 –$50.00+

  • $10.00 –$75.00

  • $10.00 –$25.00

  • $25.00 –$79.00

*This pricing is for low risk accounts. Based on MCC, different rates may apply.

1. While there’s no traditional Early Termination Fee, there may be a fee for not returning rented equipment in the amount of $395.

2. Monthly Minimum only applies to underused or idle accounts. If your account activity results in discount charges in excess of $25, your monthly minimum is waived.

3. If your business completes the PCI Compliance Checklist, then this fee is waived.

  • You Pay

    In-person payment processing
  • Cardholder Pays

  • Batch

  • Voice/ARU

  • AVS

  • Pin Based Debit

  • Early Termination Fee

  • Monthly Minimum

  • Monthly Access

  • Data Breach Protection

  • PCI Non Compliance

Kurv
  • 0.00%

  • 3.95%

  • $0.00

  • $0.00

  • $0.00

  • NA

  • $0.00¹

  • $0.00 –$25.00²

  • $0.00

  • $0.00

  • $0.00 – $79.00³

*This pricing is for low risk accounts. Based on MCC, different rates may apply.

1. While there’s no traditional Early Termination Fee, there may be a fee for not returning rented equipment in the amount of $395.

2. Monthly Minimum only applies to underused or idle accounts. If your account activity results in discount charges in excess of $25, your monthly minimum is waived.

3. If your business completes the PCI Compliance Checklist, then this fee is waived.

Transparent, Simplified Pricing

We offer competitive and transparent pricing models, so you know exactly what you’ll pay.

Monthly fees

$0.00

Annual fees

$0.00

Setup fees

$0.00

Statement fees

$0.00

PCI fees

$0.00

Customer service fees

$0.00

🔥 Don’t wait to get paid. Get your money deposited into your bank account by the next business day.

$25.00 Per representment

$25.00 Per dispute

Supercharge Your Dispute Management

Chargebacks are frustrating, but at Kurv, you’re never on your own. Our AI-powered tools and systems are designed to help you prevent them from happening in the first place. But if they do, we’ve got you covered.

This is an bell ringing its alarm.

Real-Time Alerts

This is a gavel for an auction.

AI Dispute Responses

Actionable Insights

Dashboard Mockup

Cutting-edge, Trusted Hardware

Kurv Mobile Card Reader

Tap to Pay

Included with every Kurv merchant account

Get FREE

Most Popular

A white and black Kurv Handheld Smart Terminal with a green screen and logo saying "KURV".

Handheld Smart Terminal

Purchase $199.00

Rent $24.95/mo

Get 1 FREE per location

Kurv All-in-One Terminal

All-in-One Terminal

Purchase $399.00

Rent $49.95/mo

Tools Included To Enhance Your Processing

Included

A gray graph chart.

Analytics Dashboard

Take payments on the go and meet your customers where they are with a frictionless checkout experience.

Included

Shield with credit card
Secure Customer Vault

Included

Paper with writing on it
Unlimited Invoicing

Included

Wifi signal
Contactless Payments

Included

File cabinet
Inventory Management

Included

Arrows in a looping direction
Recurring & Subscriptions

Included

speech bubble with message
Unlimited Text-to-Pay Links

Included

QR code
Offer QR Scan & Pay

Included

git fork
APIs & 100+ Integrations

Included

Web page
Unlimited Payment Pages
Smart Hardware Icon

See How Much You Can Save With Kurv

Send us your latest processing statement to get a rate review next day!

Dashboard Interface

git fork

Simple Integration

No headaches when connecting and testing your account.

Price tag

Simple Pricing

Clear, competitive pricing structures give you full cost visibility.

Clipboard

Fast Onboarding

Simple sign up! No phone calls or excessive paperwork.

What Our Clients Say

Quick Help

My terminal was fried from a power surge. They quickly resolved the issue sending me a new terminal for the next day.

DA

Great Customer Service and Experience!

Great customer service. The entire process was smooth from beginning to end. I am very thankful and grateful for them.

EV

Quick and easy submission

My request and form submission got handled quickly and smoothly. Thank you!

KR

The attention was very good

The attention was very good. I felt very comfortable in the whole setup. Very professional.

TE

Highly recommend

Highly recommend! Got my company merchant up and running immediately.

PR

Great Experience Since Day One!

Great experience since day one! Seamless payment processing and customer support!

ER

Frequently Asked Questions

What are the actual rates for my business type?

This depends on your business type, how you accept payments, and what agreement you reach with your Kurv representative.

Are there any setup or cancellation fees?

No, there are no setup or cancellation fees. 

Do I need to purchase hardware?

No, you do not need to purchase hardware to open a merchant account with Kurv. 

Is there a contract?

Yes, you will be expected to sign an automatically renewable 24-month merchant contract.

Can I switch between pricing models later?

Yes, you can change to another pricing model based on your business’s needs.

Accept Payments With Kurv

Optimize your business with Kurv’s transparent pricing

Reviews

Join the 30,000+ businesses leveraging Kurv