Join the 30,000+ businesses leveraging Kurv
Complete Merchant Fraud Protection with Kurv
Protect your customers and your business. As a Level One PCI Compliant company, your data is always safe with us.
🔥 Free terminal options for new customers!
🔒 Secure, simple, and quick application process.
Shield Your Merchant Account from Fraud
Kurv’s powerful suite of credit card, debit card, and eCommerce fraud prevention tools identifies fraud and protects you from risk.
Behavior & Velocity-Based Risk Analysis
Monitor fraud before it happens.
- Track customer behavior patterns and flag unusual transaction speeds or volumes.
- Detect bots, card testing, and repeated attempts before they escalate into chargebacks.
- AI-driven velocity checks learn over time to stop evolving fraud tactics.
Prevent Identity Abuse & Stolen Cards
Stop high-risk activity at checkout.
- Analyze transaction-level details instantly: IP, device, shipping, billing ZIP, CVV, and more.
- Compare current actions to past behavior for signs of identity theft, synthetic fraud, or account takeover.
- Automatically flag suspicious transactions for review — or block them instantly.
Card-Not-Present (CNP) Fraud Monitoring
Shield online payments and mobile checkouts.
- Tokenize card data to protect sensitive info.
- Use address and zip verification (AVS) and CVV/PIN checks.
- Ideal for eCommerce, telehealth, remote billing, and mobile-first services.
Fast Integration for Any Merchant Platform
API-Ready
Our platform is fully equipped with developer-friendly APIs, making it simple to connect your preferred tools, software, and business applications directly to your payment gateway or virtual terminal.
No-Code Dashboard
Access a comprehensive view of your customers’ activity through a streamlined dashboard, featuring customizable reports to help you manage potential risks effectively.
Integrations on Deck
No matter which payment gateway you use, Kurv is fully gateway-agnostic. We’ll protect your merchant account and prevent chargebacks, regardless of how your system is set up.
Friendly Fraud & Account Takeover Prevention
Friendly fraud occurs when a cardholder disputes a legitimate purchase—either by mistake, because they don’t recognize it, or intentionally, to get a refund while keeping the item. Kurv helps prevent both by:
- Flagging and identifying patterns of refund abuse, misuse of policies, false claims, and inconsistent customer behavior across accounts and devices.
- Preventing “Order Not Received” chargebacks with automatic shipping and delivery updates.
- Customizing billing descriptors and notifications to reduce confusion and disputes
Built for the Needs of Growing Merchants
The Kurv Advantage
Secure Customer Vault
Safely store card-on-file details for faster repeat transactions.
Centralized Dashboard
Process payments, track invoices, and access detailed transaction histories from any device.
Quick Approvals
Get approved within 24 hours through our proprietary underwriting technology and start selling ASAP.
No Hardware Dependency
Remove the need for card readers or physical terminals to make a sale.
Smart Risk Management
Flexible settings that protect your business across all scenarios while proactively detecting and stopping suspicious activity.
24/7/365 Support
Our dedicated on-call client success team and user-friendly self-service tools are here whenever you need.
What Our Clients Say
Quick Help
My terminal was fried from a power surge. They quickly resolved the issue sending me a new terminal for the next day.
DA
Dale Robertson
Great Customer Service and Experience!
Great customer service. The entire process was smooth from beginning to end. I am very thankful and grateful for them.
EV
Eva Diek
Quick and easy submission
My request and form submission got handled quickly and smoothly. Thank you!
KR
Kristal
The attention was very good
The attention was very good. I felt very comfortable in the whole setup. Very professional.
TE
Terry Randle
Highly recommend
Highly recommend! Got my company merchant up and running immediately.
PR
Pro Wrap Movers LLC
Great Experience Since Day One!
Great experience since day one! Seamless payment processing and customer support!
ER
Eric Manning
Brian Sheffield
Local Zip
“They understand the specifics of our industry and make our processing work seamlessly. They treat us the way we hope to treat our customers.”
43% Growth in Net Sales
Sales climbed 43% in the first five years since partnering with Kurv.
10x Faster Payments
Kurv’s advanced tech increased payment speed more than tenfold.
90% Issues Resolved Remotely
Updates and fixes happen instantly. No downtime.
Frequently Asked Questions
What is merchant fraud protection and how does it work?
Merchant fraud protection is a set of advanced tools designed to safeguard your business from fraudulent activity. This includes tokenization to secure payment data, Address Verification Service (AVS) to confirm customer details, PIN verification, and filters that monitor transaction volume and thresholds. It also uses behavior and velocity analysis to spot suspicious patterns, automated software to detect fraud in real time, alerts for potential chargebacks, and automatic blocking features to prevent fraudulent transactions before they happen.
How is merchant fraud protection different from consumer fraud protection?
Merchant fraud protection is designed to shield businesses from fraudulent activities, including managing chargebacks to safeguard against disputes. In contrast, consumer fraud protection aims to protect individuals from issues such as identity theft and unauthorized transactions.
Can merchant fraud protection help prevent friendly fraud and false chargebacks?
Yes, Kurv’s merchant account prevention helps handle chargeback disputes by automatically detecting disputes, analyzing their root causes, and helping to resolve them.
Is Kurv’s fraud prevention software compliant with PCI and other standards?
Yes, Kurv adheres to Payment Card Industry Data Security Standards, ensuring the security of your and your customers’ data.
How fast can I implement Kurv’s fraud solution?
You can set up our fraud solution the same day the gateway is set up.
Payments You Can Trust, Peace of Mind You Deserve
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Join the 30,000+ businesses leveraging Kurv