Join the 30,000+ businesses leveraging Kurv
Built For High-Risk Merchants
More banks = better rates and higher approval odds
Real support from people who know your business
Works with all your current software and systems
FREE Mobile Tap-to-Pay App Download
Included with every Kurv merchant account.
What’s your monthly processing volume?
What is your name?
What is your business name?
What is your contact info?
🔐 Your information will not be distributed
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We Specialize in High-Risk Industries Like Yours
Adult Toys
Alcohol
CBD
Online Pharmacy
Supplements
Guns & Firearm
Startups
Travel & Timeshare
Debt Consolidation
Continuity & Subscription
Dropshipping
Can’t find your industry?
We support all of these and many more!
Get a Free Payment Terminal per Location
Let’s find the perfect payment solution for your business. We’ll match you with the right merchant account, the right tools, and show you exactly how much you could save.
🔐 Your information will not be distributed
Solutions for the industry
Let’s find the perfect payment solution for your business. We’ll match you with the right merchant account, the right tools, and show you exactly how much you could save. Let’s find the perfect payment solution for your business. We’ll match you with the right merchant account, the right tools, and show you exactly how much you could save.
Let’s find the perfect payment solution for your business. We’ll match you with the right merchant account, the right tools, and show you exactly how much you could save.
More banks = better rates and higher approval odds
Real support from people who know your business
Works with all your current software and systems
Whiteglove Service
This has been an excellent experience… Everyone I had talk to, have been knowledgeable, friendly and cooperative. Thanks a lot PAYMENTCLOUD!! so far so good, more than good… Excellent!!
Verified Client
Start Accepting Payments in 24 Hours
step 01
Apply Online in Minutes (No credit check)
Submit your info on our simple online form. There’s no commitment and no upfront fees.
step 02
Get Approved for a High Risk Merchant Account
We’ll review your details and work with our processing partners to secure your approval.
step 03
Start Accepting Payments in 24–48 hrs
Your dedicated team will handle the setup, and you’ll be taking payments in no time at all.
Payment Solutions for Any Business
Choose from industry-standard devices trusted by retail, mobile, and hybrid merchants.
Wireless Terminals
Accept payments anywhere with portable, mobile-ready card readers — perfect for on-the-go sales.
Mobile
POS Systems
Full-featured checkout setups to manage sales, inventory, and customer payments all-in-one.
All-in-one
QR Codes
Put QR codes online or print them and enjoy contactless, mobile credit card processing.
Mobile
Secure
Touchless
NFC Enabled
Let customers tap to pay with phones or cards — fast, touch-free, and fully secure.
Mobile
Touchless
Works Seamlessly With the Tools You Already Use
No dev team required! PaymentCloud easily integrates with your CRM, website, and shopping cart.
Customizable fraud filters to block suspicious activity
3D Secure for added cardholder authentication and reduced liability
Real-time fraud detections and alerts to identify threats
Fast Approvals
Get approved quickly and start accepting payments in days, not weeks
Dedicated 1-on-1 Support
Your own account manager who understands your specific industry challenges
Advanced Security Protection
Minimize chargebacks with built-in risk management tools.
18K+
Merchants Helped
300+
Team Members
1,500+
Verticals Supported
$1.8bn
Annual Volume
Talk to Humans
Frequently Asked Questions
What is considered a “high-risk” business?
High-risk businesses are those with increased chargeback potential, regulatory complexity, or reputational risk. Examples include CBD, firearms, adult content, online gaming, and nutraceuticals.
Why was I declined by Stripe, PayPal, or Square?
These mainstream processors have strict underwriting policies and often reject businesses they consider high-risk. Kurv specializes in getting approvals for businesses that traditional processors decline.
How fast can I get approved and start accepting payments?
Most businesses get approved within 24-48 hours. Once approved, you can start accepting payments immediately with our easy integration options.
What documents do I need to apply?
Typically, you’ll need a government-issued ID, business license, bank statements, and processing statements if you have them. Our team will guide you through exactly what’s needed.
Do you charge setup fees or hold reserves?
We believe in transparent pricing. Setup fees and reserve requirements vary by business type, but we always discuss these upfront before you commit.
Can you help with chargebacks and fraud prevention?
Yes! We offer comprehensive chargeback management and fraud prevention tools. Our team actively monitors your account and helps you dispute unfair chargebacks.
Do you support recurring billing or subscriptions?
Absolutely. Our payment gateway supports recurring billing, subscription management, and flexible billing cycles to fit your business model.
Can I use my existing website, cart, or POS system?
Yes, we integrate with most major e-commerce platforms, shopping carts, and POS systems. Our team will help ensure a smooth integration.
What payment methods do you support?
We support all major credit cards (Visa, Mastercard, American Express, Discover), ACH transfers, and various alternative payment methods.
Is customer support really 24/7 and human-led?
Yes! Our US-based support team is available around the clock. You’ll always speak with a real person who understands high-risk payment processing.
Join the 30,000+ businesses leveraging Kurv
More banks = better rates and higher approval odds
Real support from people who know your business
Works with all your current software and systems
